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April 1 2016

The Case of the Climbing Deductibles

Patrice J. Lee

Healthcare costs for Americans with ObamaCare got a lot pricier thanks to deductibles that climbed steeply for 2016-17.

According to a new analysis by Freedom Partners, a conservative nonprofit group, ObamaCare customers in a majority of states saw their deductibles rise and 17 of those states experienced double-digit percent increases. In dollars that was more than $1,000 per year for plans at all levels. On average, deductibles increased by $265 or 8.4 percent rising to as high as $1,395.

Mississippi experienced the biggest deductible cost increase at 39 percent. It is followed by Washington (31 percent), South Carolina (25 percent), Louisiana (24 percent), Florida (23 percent), Minnesota and Vermont (both 22 percent), Arizona (21 percent), and California (20 percent). Deductibles dropped in a handful of states though: Oklahoma, Texas, New Mexico, Illinois and Oregon.

Freedom Partners also released a new tool to track deductibles in your state.

The Daily Caller reports:

The organization used weighted-averages of ACA plan deductibles across the country in to conduct their analysis and created a tool – the 2016 Obamacare Deductible Increase Tracker, which is set to unveiled Thursday morning – allowing users to see how their state measures up.

“Higher Obamacare deductibles increase, by hundreds of dollars, what families must pay out of pocket to access their health insurance,” Freedom Partners Senior Policy Adviser Nathan Nascimento said in a statement. “Instead of reducing costs, Obamacare regulations and mandates continue to drive up these costs and make quality care less accessible for hardworking families.”

Deductibles aren’t the only ObamaCare costs that rose this year. According to the same group which released a similar premium tracker last year, premiums rose in every state except Mississippi with most states seeing double-digit increases.

With cost increases for premiums and deductibles, it’s no wonder ObamaCare isn’t popular.  One out of four said the President’s so-called healthcare reform bill as harmed them rather than helping them.

Independent Women's Forum is an educational 501(c)(3) dedicated to developing and advancing policies that aren’t just well intended, but actually enhance people’s freedom, choices, and opportunities. IWF is the sister organization of the Independent Women’s Voice.​
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